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Old 10/18/2016, 04:33 PM   #1
p51
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Classic car insurance companies

I'm shopping around for classic car insurance for the GT/CS. Hargarty seems to be the "go to" company but I just found another company, JC Taylor (in PA), that insures classic/antique cars and they seem to be significantly cheaper. Any input on them as a provider?

Thanks
James

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Old 10/19/2016, 05:24 AM   #2
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I have no info on them, however, the latest issue of Mustang Monthly I noticed Grundy Ins has agreed value and unlimited mileage. Those are two big plus items you should look for in any company you choose.
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Old 10/19/2016, 08:04 AM   #3
Don
 

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I have my '51 Merc woodie insured with state farm. Since I have my daily drivers with them they gave me an awesome deal. State Farm has a special program just for specialty cars.
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Old 10/19/2016, 11:55 AM   #4
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I have Grundy for both the GT/CS and the 69 Camaro. Used to have Hagerty but after they raised my rates even though I had no claims against them I dropped them.

BigJim
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Old 10/19/2016, 12:56 PM   #5
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Spaceman Spiff

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I used to have JC Taylor. No claims, so I never had a problem.

Scott Behncke
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Old 10/19/2016, 04:05 PM   #6
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Thanks for all the responses. I currently have a classic car "stated value" rider on my Farmers auto insurance policy but am just looking at other options/opinions right now... thanks again...

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Old 10/20/2016, 06:11 AM   #7
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For reference: Just thought I'd share some on-line research on classic car insurance companies, specifically Hagerty and JC Taylor

General discussion of different companies
http://www.autoinsurance.org/what-is...-classic-cars/

An article with some (marginally useful) charts comparing different classic car insurance companies
https://www.valuepenguin.com/best-cl...-car-insurance

On Hagerty specifically. Note the definition of "stated value" vs "agreed value" (I was unaware of the difference). Checking JC Taylor website they also insure on agreed value.
http://www.highya.com/hagerty-insurance-reviews

Yelp on Hagerty (2 stars, which surprised me, but most posts to Yelp are from people who have problems)
https://www.yelp.com/biz/hagerty-cla...-traverse-city

Yelp on JC Taylor (3 stars but only one review for bad customer service, no claim so no claim issues noted)
https://www.yelp.com/biz/jc-taylor-i...ce-upper-darby

Hagerty website reviews (hey, 4+ stars on their website vs 2 on Yelp... hmmm...)
https://www.hagerty.com/insurance/reviews

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Old 10/29/2016, 10:08 AM   #8
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I've had American Collectors Insurance since 2010 (pushed over from USAA, who doesn't do "classics" anymore). No problems. Only claim has been a tow.

Estimate/coverage was based on car (67 Fastback, 390) and condition. Don't think I got any credit for HCS.
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