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Insurance for Classics and Collector cars

davidathans

Well-known member
Joined
Jul 25, 2004
Messages
703
Location
San Fernando Valley, California
im looking into getting either classic car insurance or collector car insurance.
If anyone has these types of insurances, can you please say who insures your GT/CS or mention the names of insurance companies you have heard of that do this

thanks
David
 

Mustanger

Well-known member
Joined
Mar 17, 2005
Messages
1,974
Location
So Cal

carezcs

Well-known member
Joined
Nov 15, 2005
Messages
93
David
AAA refers you to American Hobbyist which is who I am currently using but they have a 5000 mile limit for going to shows, club meetings etc. Car has to be garaged and the driver over 25 which is common for these type of companies. I have my GT/CS and two '66 Volkswagens fully insured for $205.00 per year. Almost wish I had the under 25 problem!!! LOL
Bruce
 

ahainline

Well-known member
Joined
Oct 13, 2007
Messages
164
Location
OH - IO
kinda sucks about the under 25 thing.. are those who are under 25 not supposed to have a classic car or what? Im only 23 and am probably going to have the same problem. :( Any insurers not do the under 25 thing?
 

rvrtrash

Well-known member
Joined
Apr 25, 2003
Messages
3,649
I think 25 is the magic number with all companies. Once long, long ago when I turned 25, I started getting better rates on my policies. You can always get a "Stated Value" policy with a regular company where you and the agent agree on a value of your car, but it will cost a little more and then when you turn 25 switch to Haggerty, Grundy, etc.

Steve

PS, I'm with Haggerty and happy so far---but no fender benders either, just a tow because of a fried starter.

Steve
 

CALIF GIRL

Well-known member
Joined
Oct 10, 2004
Messages
643
I have State Farm with a classic car policy, but it does have a yearly mileage limit. I have to say they came through, for those new to the boards last year I had a house fire. My GT/CS was in the garage and was damages. I had no problems with getting it repaired. State Farm was excellant to deal with. She looks as good as new.
 

Skychief

Member
Joined
Jan 31, 2006
Messages
15
Location
East Helena Montana
Do whatever it takes to get insurance. I just returned home from a fire that involved a car collectors shop. There were approx 30 collector cars and trucks in the buildings, all metal and all attatched to each other. We were able to get all but 2 of the threatened vehicles out of the shop shortly after arrival on scene, along with an agressive interior attack, only the 2 suffered substantial damage. I believe 1 of them can be repaired but not too sure about the other. The family was at home and alerted to the fire by thier dogs barking. The bottom line is they were lucky, the fire could have been much worse. So the moral is get insurance, nobody hates to pay an insurance company worse than I, but after all of the work, time and money we spend on our cars it's pretty hard to justify not spending the money to insure it. A burned out black shell is not what we want to be left with when things go wrong. I will try to get some pics of the fire posted in the next few days.
Please be careful, Ken
 
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